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	<title>Buy to let mortgages &#187; first time buyers</title>
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		<title>First time buyers are the lifeblood of the property market</title>
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		<pubDate>Fri, 18 Jan 2008 20:47:39 +0000</pubDate>
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				<category><![CDATA[Buy to let news]]></category>
		<category><![CDATA[first time buyers]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[property market]]></category>

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		<description><![CDATA[Britain&#8217;s housing market is teetering on the brink of a very high cliff. Northern Rock&#8217;s ongoing problems are rooted, not just in the liquidity of the money markets, but also in the UK&#8217;s own version of the sub-prime market&#8230;
Over the last decade, banks and building societies relaxed traditional restrictions on loans-to-income ratios. Buyers can now [...]]]></description>
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